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Peoples Bank Debit Cards are now able to connect to your digital wallet making spending easier and more convenient.

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Checking Accounts

Checking Accounts Built for You

Choosing the right checking account is the cornerstone of your finances. At Peoples Bank & Trust, we offer a wide range of checking account options, from traditional accounts to Money Market and NOW accounts. Each account offers different benefits for our customers. Browse our different account options below. If you would like to compare all our accounts and view their fees and balance requirements, access our account comparison chart. If you are ready to open a checking account, we offer you the option to open your account online by clicking the button below.

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Peoples Bank & Trust Checking Accounts

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Smart Start Checking


This checking account is designed for young adults, 25 years of age or younger, and includes benefits like no minimum balance requirements, no monthly fees, and free access to online and mobile banking.

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Peoples Reward Checking


This account allows you to earn rewards that include ATM fee refunds and the ability to earn interest on your account balance if certain requirements are met.

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Regular Checking


For customers who are looking for a traditional checking account, our Regular Checking account offers features that include unlimited check writing and minimal fees.

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Senior Checking


This account is exclusive to customers age 50 or over and offers no monthly fees or minimum balance requirements.

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NOW Account


For customers who consistently keep a balance over $1,000 in their checking account, a NOW account is a great option to earn interest on their balance and still have the convenience of unlimited withdrawals.

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Money Market Account


For customers wanting to save money, they can take advantage of tiered interest rates based on their account balance. Higher balances receive a higher rate.

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