Loans to Enhance Your Farm’s Operation
Farmers are the backbone of our community. At Peoples Bank & Trust, we provide several ag lending solutions for our local farmers to help their operations grow and thrive. Whether your operation is focused on commodity crops or livestock, there is an ag loan option available for you at Peoples Bank & Trust. To learn more about ag lending options available to you, contact your local branch to speak with a member of our lending team.
Your Ag Loan Options at Peoples Bank & Trust
Lines of Credit
Many farms experience seasonal fluctuations in their cash flow. A line of credit allows you to maintain steady cash flow throughout the year.
Real Estate Loans
Whether it’s purchasing more acreage for planting crops, grazing land for your livestock, or any other type of property, we offer real estate loans with competitive rates and flexible terms.
Equipment & Machinery Loans
Machinery and equipment are essential to any farm’s operation. With an equipment loan, you’ll be able to purchase everything you need to ensure your operation continues running efficiently. The loans can be used to purchase tractors, balers, combines, feeding equipment, silos and much more.
Livestock Loans
No matter the type of livestock you manage on your farm, a livestock loan can be used to purchase livestock for breeders, feeders and stockers.
Crop Loans
These loans are are used to buy seeds, fertilizers, pesticides, irrigation, labor and other things needed to grow and harvest crops. The loan is expected to be repaid with the money made from selling the crops.
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