plantAt Peoples Bank & Trust, we know you work hard to make your business grow. We take your hard work seriously and offer a variety of solutions to meet the needs of your unique business.

Whether you need financing for business real estate, inventory, equipment, operating expenses or agriculture needs, let one of our professional lenders discuss the options with you.

Personal Financial Statement

Business Real Estate & Commercial Mortgage Loans

Commercial real estate loans provide financing to builders, developers, and investors in commercial and residential investment real estate properties. Our commercial real estate lending opportunities include loans for:

  • Land development
  • Residential neighborhood development
  • Office buildings
  • Industrial/manufacturing
  • Retail shopping centers

Lines of Credit

Peoples Bank & Trust offers lines of credit which allow you to borrow up to a predetermined limit any time during the commitment period. Credit can be used to fund accounts receivable, purchase additional inventory, or any other short-term capital needs. Interest applies only to the amount you borrow.


Agricultural Loans

For centuries the American Farmer has kept this country moving forward. Peoples Bank wants to make sure it stays that way by providing financial products that fit your operational needs.

  • Operating Lines of Credit
  • Equipment Loans
  • Livestock Loans
  • Capital Improvements
  • FSA Guaranteed

Equipment Loans

Acquiring the right equipment can help your business be more productive and profitable. Our experienced commercial lenders can help you decide which equipment financing solutions will ensure that your business has the tools it needs to grow and succeed.

All loans are subject to the bank’s normal income and credit requirements. Actual terms and conditions may vary.