Savings
Account
For those who want to earn interest with limited access to
funds.
- $25.00 to open
- Earn interest when $60 minimum balance is maintained
- Limited access - 18 withdrawals per quarter - 25¢
per item over 19 per quarter
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Christmas Club Account
PB&T offers customers an easy way to save for those holiday
expenses by offering a Christmas Club account. A Christmas Club
account is an interest-bearing account that requires a minimum $1.00
deposit. Deposits can be made weekly, monthly or periodically and
checks are mailed to customers the 3rd week of October. Withdrawals
made before maturity earn no interest.
Great way to save for those special Christmas needs.
- Minimum of $1.00 to open
- No service charges
- Interest is added to the account balance on the last day of
the activity period
- Check sent to you for the entire balance the 3rd week of October
Certificate of Deposit
- Minimum required balance is $1000
- Provides a great return
- Tailored to meet your needs with terms from 3 months to 60 months
- Safe - FDIC insured
| Term |
Interest Rate |
*APY |
| 3 months |
2.00% |
2.01% |
| 6 months |
2.90% |
2.93% |
| 12 months |
2.90% |
2.93% |
| 18 months |
2.90% |
2.93% |
| 24 months |
3.00% |
3.03% |
| 30 months |
3.00% |
3.03% |
| 36 months |
3.50% |
3.55% |
| 48 months |
3.80% |
3.85% |
| 60 months |
3.80% |
3.85% |
*Annual Percentage Yield is accurate as of 12/30/2008. These rates
may change at any time without prior notice. After your CD is opened,
the interest rates are fixed for the term. A penalty is imposed
for early withdrawal. Fees could reduce earnings on the account.
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